Money problems

I think there are some reasons to cause some people continually have money problems. First of all, many people like to use the credit cards to buy something. They think this way is very convenient and easy to pay it. Just bring a card, don’t pay extra money. Important thing is they haven't calculated how many debts they have after buying. They never think about if they can't afford it. It’s why some people have continually money problem. Credit card brings some advantages for people. But also bring a bad habit to all of people. It depends on you how to use it. If they themselves unexpectedly in need of money, they can use credit cards to pay for Goods and services or even to get cash advances from certain banks. Many people use credit cards this way so that they can afford to purchase items that will be paid for over a period of time. The bank company sends a monthly statement to the customer and requires that the total amount should be paid immediately.
But if you can't pay all, the bank company charges interest on the customers'unpaid balances. I think people have to learning how to control the credit card. They would not have money problems continually.