There are many accidents in life and usually happens with surprise. Although people say “no news is good news”. We still have to be prepared and get ready for them. How to do this? Life and health insurance can help you. They not only provide emergency medical care, but cover the payment. The critical issue is how many insurances you need? I am going to provide 3 steps as follow:
First, face to it. You can not avoid any responsibility. You should help the worker’s family actively to do anything about funeral. It is the most important to them. Next, you have to contact with insurance of sells men to count accident insurance payment and worker’s insurance payment.
In additional, if the all of insurance payment is not enough, you must communicate with the worker's family about the payment. Finally, you must pay the insufficient for insurance and get reconciliation with worker's family.
But you should consider how many insurance payments is accepted by worker's family? There are three points you must think about.
The first is worker of age.
The second is worker of family member.
The third is human of nature.
First, the insurance payment was followed worker's age by a gradual decrease. So if the workers are more young, company's responsibility will be more big. Next, if the worker was married and had children, the payment should include the family of live fee and children of education fee. Finally, how much payment is always insufficient for worker's family, because that is human of nature. So communication is the most important and final work.
Whatever, in our opinion, prevent accident is more important than do anything.
